Variation of bank interest rates

Related decisions

• SUBERU VS. CO-OPERATIVE BANK LTD. (2004)→

  Court

  Court of Appeal (Ibadan Division)

  Judgment date

  6 December 2004

  A detailed case summary of the judgment in Suberu vs. Co-operative Bank Ltd., outlining key issues, court findings, and implications for banking law.

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  14

  • Laches and acquiescence→
  • banking act 1990 section 15→
  • central bank interest-rate guidelines→
  • compound interest on loans and overdrafts→
  • counterclaim for bank debt→
  • court of appeal rules 1981 order 3 rules 2(2) and 15→
  • evidence act 1990 sections 132(1)(b) and 135→
  • extrinsic evidence and written agreements→

• OWONIBOYS TECH. SERVICES LTD. VS. U.B.N PLC. (2003)→

  Court

  Supreme Court of Nigeria

  Judgment date

  11 July 2003

  Summary of the Supreme Court decision in Owoniboys Tech. Services Ltd. vs. U.B.N Plc., addressing mortgage issues and appeal rights in Nigeria.

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  17

  • 1979 constitution, sections 220–222→
  • Compound interest→
  • Contractual interpretation→
  • Legal mortgage→
  • Statutory right of occupancy→
  • burden of proof of indebtedness→
  • central bank monetary policy→
  • counterclaim not required→